Stocks rallied as ceasefire optimism outweighed inflation fears. 📈 With the S&P 500 up 3.5% and core inflation holding steady, here is what Columbia’s working professionals need to know about their wealth strategy this week.

Weekly Market Insights | Stocks Rise on Hopes of Middle East Calm

Brad A Blackburn, CFP®, ChFC®

Monday, April 6, 2026

Markets break a 5-week losing streak as March job growth surges. What do these shifts mean for your portfolio? Explore our latest update on market volatility and wealth management strategies for Columbia, SC.

Weekly Market Insights | Wall Street Reacts to Middle East Conflict.

Brad A Blackburn, CFP®, ChFC®

Monday, March 30, 2026

Stocks ended a volatile week lower as global concerns shifted. 📉 From market corrections to new IRS filing tools for those on a fixed budget, catch up on the essential financial updates for Columbia, SC professionals here.

Weekly Market Insights | Markets Dizzied by Rapid Reports

Brad A Blackburn, CFP®, ChFC®

Monday, March 23, 2026

Markets are see-sawing as the Fed holds rates & Middle East tensions rise. For our Columbia, SC law firm partners & HNI clients: here is what this week’s 2% index drop means for your local investment strategy. #ColumbiaSC #Investing

The South Carolina Tax Advantage

Brad A Blackburn, CFP®, ChFC®

Tuesday, March 17, 2026

Moving to or retiring in Columbia, SC? Here’s the truth about how the Palmetto State treats your 401(k) withdrawals compared to federal law. #ColumbiaSC #RetirementTax

Take on Your Tax Season with Our Last-Minute Tax Preparation Tips

Brad A Blackburn, CFP®, ChFC®

Tuesday, March 17, 2026

As Tax Day approaches, we understand the pressure many of you might be feeling to get everything in order. Whether you've been caught up in life's demands or simply need a bit of guidance to help you make the most of your tax situation...

Weekly Market Insights | Markets Weather Volatile Week

Brad A Blackburn, CFP®, ChFC®

Monday, March 16, 2026

Stocks faced a 3rd down week as Middle East tensions hit oil prices. With the FOMC meeting this week, Columbia investors should stay alert. Read our latest update on what this means for retirement strategy. #ColumbiaSC #Investing

Weekly Market Insights | Markets Weather New Middle East Conflict

Brad A Blackburn, CFP®, ChFC®

Monday, March 9, 2026

Stocks fell as investors weighed Middle East tensions and a surprising jobs report. Crude oil saw its biggest weekly gain since 1983. Review the latest market trends and upcoming economic data with our weekly update for Columbia, SC.

Weekly Market Insights | AI Report, Inflation Provoke Rocky Week

Brad A Blackburn, CFP®, ChFC®

Tuesday, March 3, 2026

Stocks slipped as AI disruption fears hit the S&P 500 and Nasdaq. With wholesale inflation (PPI) rising 0.5% in Jan, what does this mean for your portfolio? 📈 Read our latest analysis for Columbia, SC investors.

Weekly Market Insights | Supreme Court Rules Against White House Tariffs

Brad A Blackburn, CFP®, ChFC®

Monday, February 23, 2026

Tech-led momentum & the SCOTUS tariff ruling pushed stocks green last week, despite slowing GDP. See what Columbia, SC business owners need to know about this week’s earnings from NVIDIA, Home Depot, and more.

The February Sticker Shock: Navigating the 2026 Tax Reality

Brad A Blackburn, CFP®, ChFC®

Wednesday, February 18, 2026

Your 1099 is here—but is your strategy ready for the 2026 reality? 🏛️ From the 3.99% flat tax trap to 21% insurance spikes, "fine" is an efficiency leak. Request a Legacy Audit.

Weekly Market Insights | AI Impact Concerns Grow on Wall Street

Brad A Blackburn, CFP®, ChFC®

Monday, February 16, 2026

Market Wrap: Stocks slipped last week as "AI disruption fears" hit financial & tech sectors. Despite a cooling CPI and a strong Jan jobs report, uncertainty remains. See what our Columbia, SC team is watching this week.

A historic week as the Dow closes above 50,000! 🚀 Despite midweek volatility and tech rotation, "buying the dip" saved the Friday finish. Next up: A delayed jobs report and Friday's CPI data.

The Columbia "Quiet Wealth" Report: Is Your Strategy on Autopilot for 2026?

Brad A Blackburn, CFP®, ChFC®

Monday, February 2, 2026

Is your wealth strategy on autopilot? 🏛️ In 2026, "steady" is often a mask for inefficiency. Discover why Columbia’s leaders are moving beyond generic templates toward a Legacy Audit.

Weekly Market Insights | Kevin Warsh Nominated to Fed Chair

Brad A Blackburn, CFP®, ChFC®

Monday, February 2, 2026

Stocks were mixed as the S&P 500 touched 7,000 for the first time. Our latest blog covers the January Fed meeting, Kevin Warsh’s nomination for Fed chair, and a preview of major earnings from Disney, Amazon, and Alphabet.

Stocks dipped this week as tariff talk and geopolitical tensions took center stage. Despite the volatility, small caps saw a historic 14-day streak. Check out what this means for Columbia, SC, investors as we head into a big earnings week.

Fed drama & policy shifts led to a volatile week, ending with modest losses for US stocks. 📉 S&P 500 dipped 0.38% vs. gains overseas. Up next: Netflix earnings & key inflation data. 📊

The Dow just hit 49,000 for the first time! Between AI momentum and a pivotal December jobs report, the new year is off to an action-packed start. What do these record highs mean for your 2026 strategy? Read our weekly breakdown.

Beyond the Branch: Why Columbia Professionals are Choosing a New Standard of Wealth Management

Brad A Blackburn, CFP®, ChFC®

Tuesday, January 6, 2026

I chose the Dyad model because you deserve a personalized strategy, not a corporate quota. It’s time to move beyond the branch.

Markets started 2026 with a twist as Fed minutes sparked profit-taking. Will the "Santa Rally" survive until Jan 5? Our Columbia, SC team breaks down the S&P 500 dip and what this week's jobs report means for you.

Is It Time to Buy? The Financial Pros and Cons of Renting vs. Owning a Home in the Columbia, SC Area

Brad A Blackburn, CFP®, ChFC®

Tuesday, December 30, 2025

Deciding whether to buy or rent in the Columbia metro area? Our guide breaks down the financial pros and cons with data from the 2025 market.

Markets are closing 2025 on a high note. 📈 AI tech and a 4.3% GDP jump have powered the S&P 500 to new records. Is your portfolio ready for 2026? Read our latest weekly update for Columbia investors.

Inflation cooled to 2.7%, helping stocks recover from mixed jobs data. S&P 500 & Nasdaq gained; Dow slipped. Note: Markets closed Thursday for Christmas. Get the full recap here.

Don’t Let the Courts Decide What You Care About

Brad A Blackburn, CFP®, ChFC®

Tuesday, December 16, 2025

If you don’t define your legacy, the state will. Intestacy creates chaos, court costs, and public scrutiny for your heirs. This holiday, give your family the gift of clarity: a current Will. It’s not about death, it’s about protection.

The Fed cut rates & the market rotated! Tech slipped while the Dow & small caps hit new highs as investors moved toward value. What does this shift mean for your portfolio? Read our full weekly recap here.

Estate Planning for Non-Traditional Families & Blended Heirs

Brad A Blackburn, CFP®, ChFC®

Tuesday, December 9, 2025

Protect your partner, stepchildren, and chosen family with proper estate planning. Learn about beneficiary audits, QTIP trusts, and powers of attorney.

Stocks hit new records last week as inflation cooled, setting the stage for the Fed's final 2025 meeting. Read our latest Columbia, SC market update on the Russell 2000 and upcoming earnings.

From Wishes to Will: 3 Ways to Share Your Intentions at the Dinner Table

Brad A Blackburn, CFP®, ChFC®

Wednesday, December 3, 2025

The holidays are the perfect time to share your legacy—not just your assets. Transform anxiety into peace by discussing values and stories at the dinner table. Here are 3 gentle ways to start.

Stocks surged on Fed rate hopes and the AI trade. Our Columbia, SC financial planner breaks down the S&P 500/Nasdaq gains, consumer data, and what to expect with the PCE Price Index this week. Read the full weekly market update!

Market volatility is back. AI stock valuations and mixed jobs data drove the S&P 500 down 1.95%. What does the Fed's divided committee mean for your 2026 financial plan? Get our Columbia, SC wealth management analysis here.

Market Recap: Government shutdown ends, but tech valuation & interest rate fears remain. Get the key takeaways, upcoming earnings (NVDA, WMT), and economic data impacting your portfolio.

Beyond the State Pension: A Financial Planning Primer for SC Government Employees

Brad A Blackburn, CFP®, ChFC®

Tuesday, November 11, 2025

Are you an SC government employee in Columbia? Go beyond your state pension and learn how to build a robust financial plan for a secure future.

Stocks fell last week due to the government shutdown, weak consumer sentiment, and mixed labor data. See how the Dow, Nasdaq, and S&P 500 reacted and what Columbia, SC investors should watch for with CPI and PPI this week.

Finish Strong: November’s Financial Power Moves

Brad A Blackburn, CFP®, ChFC®

Thursday, November 6, 2025

A proactive checklist detailing 5 crucial financial moves: from maximizing employer 401(k) matches to utilizing FSA/HSA funds, to take in November to ensure a strong, stress-free year-end finish and a solid foundation for the new year.

A financial guide just for Prisma Health employees in Columbia. Learn how to optimize your benefits and build a financial fortress for your future.

Another week of gains! 📈 Stocks surged on trade talks and strong tech earnings, but the Fed tapped the brakes with rate comments. See the full Columbia, SC market recap!

Navigating the Cost of Living in Columbia: Where to Save, and Where to Splurge

Brad A Blackburn, CFP®, ChFC®

Tuesday, October 28, 2025

From Forest Acres to Irmo, our guide to the cost of living in Columbia, SC helps families plan for housing, budgeting, and future expenses.

Market Rally! 📈 Stocks surged last week, with the S&P 500 & Dow hitting all-time highs thanks to solid Q3 corporate earnings and cooler inflation data. What's ahead for Columbia investors? Don't miss this week's key Fed meeting and .....

Close the Year With Clarity: A Planning Preview for What’s Next

Brad A Blackburn, CFP®, ChFC®

Saturday, October 25, 2025

Stop guessing on 2026 goals! Use the 4-Box Clarity Framework to audit your year's wins, traps, and limits now. Extract key insights to set smarter, more resilient strategies.

Stocks higher! Strong Q3 earnings from big banks pushed the S&P 500 up 1.70% despite a bumpy week of China trade jitters and a localized bank credit loss. See what's ahead this week, including Tesla and Netflix earnings!

Small Business, Big Dreams: A Financial Roadmap for Main Street Entrepreneurs in Columbia

Brad A Blackburn, CFP®, ChFC®

Tuesday, October 14, 2025

For every Main Street entrepreneur in Columbia: A financial guide to turn your business dreams into a profitable, secure reality. Learn more!

An early-week rally that pushed stocks to record highs was erased by a sharp Friday sell-off. The reversal was driven by renewed trade tensions, including new U.S. tariffs and Chinese export controls on key materials vital to the tech...

This week, we review the market's surprising resilience and what it means for Columbia, SC, investors' portfolios. Despite the government shutdown, the stock market had a strong week, with the S&P 500, Nasdaq, and Dow all posting gains...

The Ultimate Financial Planning Checklist for Starting a Family in Columbia, SC

Brad A Blackburn, CFP®, ChFC®

Tuesday, September 30, 2025

Expecting a new baby in Columbia? Our financial checklist covers everything from budgeting and insurance to saving for college with the Future Scholar 529 Plan.

Major indexes fell for the week of September 22-26, pressured by stock valuation concerns and a potential government shutdown, but Friday's in-line PCE inflation report sparked a rebound.

U.S. stock markets rallied last week, with the S&P 500, Nasdaq, and Dow Jones posting solid gains after the Federal Reserve cut short-term interest rates. The move, intended for "risk management," sparked gains in some indices..

Reset Doesn’t Mean Start Over

Brad A Blackburn, CFP®, ChFC®

Wednesday, September 17, 2025

Discover how a financial reset is about refreshing your plan without scrapping progress. Learn practical tips to tweak budgets, automate savings, and lead others through a confident recalibration this fall.

Last week, stocks posted solid gains, with the S&P 500 and Nasdaq hitting new highs. A rally in megacap tech stocks and AI optimism drove the market higher, overcoming mixed inflation data and Fed interest rate anxiety.

Urgency vs. Importance in Financial Planning

Brad A Blackburn, CFP®, ChFC®

Friday, September 12, 2025

Are you facing financial decision fatigue? Learn the difference between urgent and important tasks, and use a simple framework to make smarter financial choices, avoid burnout, and build long-term plans.

A weekly market update for Columbia, SC. Stocks saw gains despite economic concerns, driven by megacap tech, while a weak jobs report raised questions about the economy.

The Guide to Financial Clarity in the Carolinas

Brad A Blackburn, CFP®, ChFC®

Wednesday, September 3, 2025

A practical guide for individuals and businesses in the Carolinas on how to eliminate financial clutter and gain a clear view of their finances.

For investors in North and South Carolina, this weekly recap covers how mixed economic data and profit-taking influenced the market ahead of the holiday weekend. Get insights on the latest economic reports and what's to come.

A mixed week for stocks concluded with a powerful Friday rally, thanks to comments from Fed Chair Jerome Powell. While the Dow and S&P 500 ended the week up, the tech-heavy Nasdaq finished lower. The recap also highlights a rotation out...

Get the latest Columbia, SC weekly market update. Despite mixed inflation reports, major U.S. stock indices rose last week as investors look ahead to the Fed's September meeting. Find out what's driving the markets and what to watch for t

The Fed's Dual Mandate: Inflation vs. Jobs

Brad A Blackburn, CFP®, ChFC®

Tuesday, August 12, 2025

The Federal Reserve is caught between rising inflation and slowing job growth. This post breaks down the conflicting economic data from the latest PCE and jobs reports, and explores how market speculation is reacting.

Columbia, SC investors saw a solid week as stock markets rallied. Learn how rate adjustment hopes and positive Q2 corporate results drove the S&P 500, Nasdaq, and Dow higher, despite new tariffs.

A comprehensive, market update for investors in Columbia, SC, detailing the recent stock market decline and analyzing key economic data like GDP, PCE, and the latest jobs report - August 5, 2025.

Weekly Market Insights | Upbeat Q2, Trade News Cheer Investors

Brad A Blackburn, CFP®, ChFC®

Monday, July 28, 2025

Columbia, SC investors: Q2 earnings and new trade deals fueled market gains last week! Plus, discover surprising trends in national and local housing prices and what to watch for in the week ahead.

More Than Investments: How a Financial Advisor Gives You Back Your Time

Brad A Blackburn, CFP®, ChFC®

Thursday, July 24, 2025

When most people think about financial advisors, they picture someone who manages investment portfolios and discusses market performance. While investment management is certainly important, this narrow view misses the broader value...

SC investors: Stocks saw mixed results last week, navigating tariff concerns, upbeat corporate earnings, and key economic updates. Get insights on inflation, consumer spending, and upcoming economic data relevant to your financial planning.

Discover how fresh U.S. tariffs and a $4 trillion market cap milestone impacted stock performance last week. Get insights for your financial strategy in Columbia, SC.

Last week, trade optimism and a better-than-expected jobs report propelled all three major stock averages to modest gains, even during a shortened holiday week...

What America’s Foundations Teach Us About Financial Stewardship

Brad A Blackburn, CFP®, ChFC®

Wednesday, July 2, 2025

When you think about the institutions that have stood the test of time, nations, nonprofits, and mission-driven companies, one thing becomes clear: longevity isn’t fueled by luck, hype, or trend-chasing. It’s built on something more...

Last week, global ceasefire hopes and positive economic data drove stocks to new highs. The S&P 500, Nasdaq, and Dow all saw significant gains. Learn what this means for your investments in Columbia, SC.

What Freedom Really Looks Like: It's Not What You Think

Brad A Blackburn, CFP®, ChFC®

Wednesday, June 25, 2025

We often chase "freedom" as limitless choices, unrestricted spending, and total autonomy. But after years guiding professionals and families through their financial journeys, I've seen that true freedom rarely resembles a blank check....

Last week, stocks in Columbia, SC and globally saw mixed performance due to geopolitical tensions. The S&P 500 dipped slightly, while the Nasdaq rose. The Fed held interest rates steady, but expressed inflation concerns. This week brings ke

Every day, we’re bombarded with choices: what to wear, what to eat, which emails demand our immediate attention. But there’s one area where the sheer volume of decisions can quietly drain our energy and erode our confidence more than...

Last week saw U.S. stock markets, including the S&P 500, Nasdaq, and Dow, experience declines due to a fluctuating mix of U.S.-China trade developments, economic reports, and escalating geopolitical tensions in the Middle East.

You’re Not Bad at Relaxing, but Your Financial Plan Is

Brad A Blackburn, CFP®, ChFC®

Wednesday, June 11, 2025

You cleared your calendar. You booked the trip. You finally made it to that lounge chair by the pool… but your brain didn’t get the memo. Instead of resting, you're quietly panicking: Can we really afford this? Should I have moved that...

Columbia, SC investors: Stocks gained last week as strong jobs data & easing trade tensions boosted markets. The S&P 500 topped 6,000! Get your local market insights.

Financial Systems That Run While You’re Away

Brad A Blackburn, CFP®, ChFC®

Wednesday, June 4, 2025

You shouldn’t have to check your bank account from a beach chair. Here’s how to build a financial system that works while you’re away. The Gift of True Vacation For many, summer is a season of adventure—family road trips, far-flung...

Columbia, SC financial advisor's blog on the past week's stock market surge, fueled by EU trade talks and strong tech earnings. Get insights on inflation, upcoming economic data, and key company earnings reports.

5 Hidden Pitfalls of DIY Investing: What Every Self-Directed Investor Should Know

Brad A Blackburn, CFP®, ChFC®

Thursday, May 29, 2025

The rise of online trading platforms and investment apps has made DIY investing more accessible than ever. The appeal is clear: lower fees, more control, and the satisfaction of calling the shots. But managing your own portfolio isn’t...

Last week, stocks moved lower as fiscal concerns and new tariff threats loomed. The S&P 500, Nasdaq, and Dow all fell. Get the full market recap and a look at the week ahead.

Women in Finance: A History of Trailblazing Achievements

Brad A Blackburn, CFP®, ChFC®

Thursday, May 22, 2025

The financial world has long been perceived as a male-dominated industry, but women have been making significant contributions and breaking barriers for centuries. From early investors to modern-day CEOs, women have shaped the...

Planning a Legacy You Can Live With—and Live On

Brad A Blackburn, CFP®, ChFC®

Wednesday, May 21, 2025

Go beyond numbers in retirement planning. Learn how to balance values, liquidity, and legacy to live richly today while building a lasting impact for tomorrow. Discover intentional strategies for your future.

Stocks surged! Discover last week's market rally driven by trade news and tame inflation. S&P 500, Nasdaq, and Dow Jones erase year-to-date losses. Stay informed on key economic data this week.

Is Your Endowment Just Sitting There? A Framework to Put It to Work

Brad A Blackburn, CFP®, ChFC®

Friday, May 16, 2025

Most boards don’t plan to neglect their endowment, but many do. With fiscal year-end approaching, here’s a smarter way to align, structure, and grow your fund. As we approach fiscal year-end, more nonprofits are realizing that vague...

Investing Shouldn't Look the Same at 25 & 50

Brad A Blackburn, CFP®, ChFC®

Tuesday, May 13, 2025

Investing shouldn't look the same at 25 and 50 because life doesn't look the same. Your investment strategy should be as dynamic as your life, adapting to your changing goals, risk tolerance, and time horizon.

Navigating market volatility? This week's financial blog from your Columbia, SC Financial Advisor breaks down last week's mixed stock performance (Dow, S&P 500, Nasdaq) amid trade concerns and the Fed's interest rate update. Stay informed!

Discover how your unique financial personality shapes your money habits, spending, and saving decisions. Learn to identify your financial personality type and use this self-awareness to create smarter strategies for financial success.

Upbeat corporate earnings and a solid jobs report fueled a stock market rally. This weekly review covers the gains, Q1 GDP dip, and upcoming economic data impacting investors in the Columbia, South Carolina area.

Want to understand Columbia's economic landscape? Follow local stock market updates, housing market shifts, and key economic releases here.

The Emotional Side of Money: How Financial Literacy Reduces Stress

Brad A Blackburn, CFP®, ChFC®

Wednesday, April 23, 2025

Money is more than just a tool for transactions—it’s deeply tied to our emotions, mental health, and relationships. Financial stress can feel overwhelming, but improving financial literacy offers a powerful way to regain control and...

Columbia, SC: Understand the latest stock market movements as Q1 corporate reports impact U.S. stocks. Learn about the S&P 500, Nasdaq, Dow, Fed Chair Powell's concerns on tariffs, and key economic data to watch this week.

Financial Literacy Month: 10 Essential Concepts for Financial Confidence

Brad A Blackburn, CFP®, ChFC®

Wednesday, April 16, 2025

Discover 10 essential financial concepts to boost your financial confidence during Financial Literacy Month. Start your journey to financial wellness today.

Navigate market volatility in Columbia, SC. This week's stock market analysis reveals a strong rebound amidst tariff talk and inflation news. Learn how rising bond yields and mortgage rates impact your finances.

Stocks plunged last week due to White House tariffs. Learn how these market shifts impact your investments and what to watch this week with insights from your Columbia, SC financial advisor.

Stay informed about recent market drops due to tariff and inflation news. Your Columbia, SC financial advisor explains the "noise vs. signal" and key economic data to watch this week.

Stocks gained last week after positive Fed comments snapped a losing streak. Learn about the S&P 500, Nasdaq, Dow, and upcoming economic data affecting your investments. Dyadic Financial Management | Columbia, SC | Blythewood, SC

Navigating market volatility in Columbia, SC? Get insights on recent drops, inflation concerns (like rising egg prices), and upcoming economic data. Stay informed!

Columbia, SC: Stay informed on market swings. US stocks fell on tariff news. Get key economickets rose. Key economic data released: CPI, PPI, jobs.

Economic update for Columbia, SC: National stock volatility with local insights. Track inflation, tariffs, & earnings. Understand how these trends affect Columbia's economy.

SC market watch: Stocks fell due to inflation and growth concerns. S&P 500 down 1.66%, Nasdaq 2.51%, Dow 2.51%. Consumer sentiment dropped. Economic updates & tax tips. Local investors, stay informed.

Couples Retirement Planning: Is Your Nest Egg Ready?

Brad A Blackburn, CFP®, ChFC®

Thursday, February 20, 2025

As you and your partner approach retirement, assessing whether your nest egg is genuinely ready for the journey ahead is crucial. Let's dive into some key considerations to ensure you're prepared for a comfortable and secure retirement...

Stocks rose last week despite economic concerns. The S&P 500 gained 1.47%, Nasdaq 2.58%, Dow 0.55%, and MSCI EAFE 2.53%. Inflation data was hotter than expected. This week brings housing, jobs, and earnings reports.

Columbia, SC financial management update: Stocks dipped slightly last week amid tariff news, mixed jobs data, and Q4 earnings reports. Key economic data this week includes CPI, PPI, and retail sales. Earnings season continues with ...

Stay ahead of market fluctuations and emerging technologies like AI with expert financial guidance in Columbia, SC. Last week saw mixed market performance amidst news of AI breakthroughs, Q4 earnings reports, and Fed decisions....

The stock market rallied last week, with the S&P 500 gaining 1.74% and the Nasdaq Composite rising 1.65%. Investors reacted positively to a number of factors, including better-than-expected corporate earnings reports, developments...

Stocks rose last week, fueled by positive economic data and corporate earnings reports. The S&P 500 rose 2.91%, the Nasdaq gained 2.45%, and the Dow Jones Industrial Average jumped 3.69%. Investors welcomed signs that inflation may be...

The stock market experienced a decline for the second consecutive week, primarily driven by concerns about inflation. Strong job growth added to these concerns as it reduces pressure on the Fed to cut rates. Higher Treasury yields ...

Stocks saw modest gains last week, with the S&P 500 up 0.67%, the Nasdaq rising 0.76%, and the Dow adding 0.35%, while the MSCI EAFE Index climbed 1.54%. Early-week tech gains were tempered by Friday’s profit-taking. Holiday spending grew 3

Stocks fell last week as investors worried about the Federal Reserve's plans to raise interest rates. The S&P 500 lost nearly 2%. Despite the decline, stocks are still on track for a strong year.

Stocks ended the week mixed. The S&P 500 fell 0.64%, Nasdaq rose 0.34%, and Dow Jones dropped 1.82%. Inflation data impacted the market, with relief over in-line numbers followed by concerns about a spending slowdown. The Fed meeting ...

Stock markets were mixed in the first week of December. Tech stocks surged while the Dow Jones Industrial Average fell. The S&P 500 and Nasdaq rose on strong jobs report, while the Dow Jones fell.

The stock market had a strong week despite a short holiday trading period. All major indexes closed higher, with the S&P 500 and Dow Jones reaching record highs..

Stocks rose last week despite headwinds, with the S&P 500 up 1.68%. Year-end optimism and strong consumer data fueled the rally. Small-cap stocks outperformed large-caps. Look out for key economic data and earnings reports this week...

The Sandwich Generation: Strategies for Caring for Aging Parents and Your Own Children

Brad A Blackburn, CFP®, ChFC®

Monday, November 18, 2024

Caught between raising children and caring for aging parents, the 'Sandwich Generation' faces a unique set of challenges in today's fast-paced world. This growing demographic finds itself juggling the demands of two generations,...

Stocks fall after post-election rally fizzles. Inflation worries and Fed comments cause market jitters. Dow down 1.24%, S&P down 2.08%, Nasdaq down 3.15%. Get upcoming economic data and earnings reports.

Stocks surged last week, driven by a Fed rate cut and post-election optimism. The S&P 500, Nasdaq, and Dow all saw significant gains. Key economic data, earnings reports, and Fed speeches are expected this week.

Stocks fell last week as mixed economic data and corporate earnings failed to impress. The S&P 500 fell 1.36%, the Dow dipped 0.15%, and the Nasdaq lost 1.5%. Investors are now focused on the Fed meeting this week to see how they react...

Explore 5 financial 'rooms' this Halloween, turning money scares into smart moves. From student loans to retirement planning, discover tricks to avoid and treats to embrace. Learn how to navigate your financial haunted house with confidence

Explore last week's mixed stock market trends with updates on the S&P 500, Nasdaq, and Dow amid economic data and election jitters. Get insights on upcoming indicators, key earnings reports, and tips for desk stretches and tax credits.

Stocks posted modest gains last week, with quarterly earnings season in full swing and the election on the horizon. The Standard & Poor’s 500 Index increased 0.85 percent, while the Nasdaq Composite Index rose 0.80 percent. The Dow...

Stocks advanced last week despite mixed inflation data, lurching oil prices, and lingering anxiety about the Middle East. The Standard & Poor’s 500 Index gained 1.11 percent, while the Nasdaq Composite rose 1.13 percent. The Dow Jones...

Stocks were essentially unchanged last week as geopolitical tensions added some volatility to an otherwise quiet trading week. The Dow Jones Industrial Average was flat (+0.09 percent), while the Standard & Poor’s 500 Index ticked up...

Stocks moved higher last week, continuing to build on the momentum generated after the Federal Reserve decided to cut short-term rates by 0.50 percent. The Standard & Poor’s 500 Index gained 0.59 percent, while the Nasdaq Composite...

Wedding Bells and Budget Blues: 3 Smart Financial Moves Before You Get Married

Brad A Blackburn, CFP®, ChFC®

Wednesday, September 25, 2024

The ring is on your finger, and your heart is overflowing with excitement to begin this next chapter of life with your soulmate. You envision the perfect wedding day - the stunning venue, mouthwatering catered fare, and an...

Stocks moved higher last week after the Federal Reserve’s half-point rate cut, bolstered by multiple data points supporting a cooling but still strong economy and decelerating inflation. The Standard & Poor’s 500 Index gained 1.36...

Stocks rallied last week as investors received better-than-expected consumer and producer inflation data. The Dow Jones Industrial Average rose 2.60 percent, while the Standard & Poor’s 500 Index gained 4.02 percent. The Nasdaq...

Understanding opportunity cost is crucial for making informed financial decisions. This article explores the concept, its real-world applications, and how it impacts various aspects of our lives, from spending habits to career choices.

Weekly Market Insights: Markets Focus on Fed's Big September Move

Brad A Blackburn, CFP®, ChFC®

Monday, September 9, 2024

Stocks fell last week as soft economic data rattled investors focused on the Fed’s next move with interest rates. The Dow Jones Industrial Average lost 2.93 percent, while the Standard & Poor’s 500 Index dropped 4.25 percent. The...

The Power of Time: Your Greatest Investment Ally

Brad A Blackburn, CFP®, ChFC®

Wednesday, September 4, 2024

Time is your most valuable asset when it comes to investing. While many factors influence investment success, the length of time your money is invested is arguably the most significant. Understanding Your Time Horizon Your investment...

There were mixed results for stocks last week as upbeat economic data and a critical Q2 corporate report shaped the week. The Dow Jones Industrial Average rose 0.94 percent, while the Standard & Poor’s 500 Index increased 0.24 percent...

Your Emergency Fund Checklist: Essential Items for Financial Preparedness

Brad A Blackburn, CFP®, ChFC®

Wednesday, August 28, 2024

Protect your future with our essential emergency fund checklist. Cover medical bills, car repairs, job loss, and more. Build a robust safety net for unexpected life events.

Stocks notched a solid gain as dovish comments from Federal Reserve officials boosted the market’s recovery from early August lows. The Standard & Poor’s 500 Index rose 1.45 percent, while the Nasdaq Composite added 1.40 percent. The...

Don't Panic Sell! Investment Strategies During Volatile Markets

Brad A Blackburn, CFP®, ChFC®

Saturday, August 24, 2024

Market swings got you worried? You're not alone! But before you make any rash decisions, check out our latest article for key strategies to navigate volatility and protect your long-term investment goals...

The Sandwich Generation: Strategies for Caring for Aging Parents and Your Own Children

Brad A Blackburn, CFP®, ChFC®

Wednesday, August 21, 2024

Caught between raising children and caring for aging parents, the 'Sandwich Generation' faces a unique set of challenges in today's fast-paced world. This growing demographic finds itself juggling the demands of two generations,...

Stocks posted solid gains last week, buoyed by robust economic data and constructive comments from Fed officials. The Standard & Poor’s 500 Index rose 3.93 percent, while the Nasdaq Composite gained 5.29 percent. The Dow Jones...

3 Unexpected Factors Affecting Your Retirement Savings

Brad A Blackburn, CFP®, ChFC®

Wednesday, August 14, 2024

Retirement savings are the cornerstone of financial security in our later years. They provide peace of mind and the promise of a comfortable life after we've stepped away from our careers. While most of us are well aware of the common...

Stocks ended last week with modest losses, masking a volatile five-day trading period that saw investors embrace recession concerns and then dismiss the slow-down talk as speculation as the week progressed. The Dow Jones Industrial...

The Smart Money Move to Make When Your Income Changes

Brad A Blackburn, CFP®, ChFC®

Wednesday, August 7, 2024

Whether you're just starting a new job, launching a career, or getting a raise at your current gig, there's one crucial step to take first with your newfound income: Decide your non-negotiable monthly savings goal before budgeting for...

Keep Your Cool: Why This Market Correction Isn't Cause for Alarm

Brad A Blackburn, CFP®, ChFC®

Wednesday, August 7, 2024

Markets fluctuate normally. Instead of panicking, focus on your long-term financial goals. Historical data shows markets always recover. Use this time to rebalance your portfolio or consider buying opportunities

Weekly Market Insights: Fed Goes Dove; Investors Retreat

Brad A Blackburn, CFP®, ChFC®

Monday, August 5, 2024

Stocks fell broadly last week as investors looked past upbeat Fed comments and focused on disappointing corporate reports and weaker-than-expected economic data. The Dow Jones Industrial Average lost 2.20 percent, while the Standard &...

Transitioning to Retirement: Preserving Your Wealth

Brad A Blackburn, CFP®, ChFC®

Wednesday, July 31, 2024

As retirement approaches, shift from accumulating to preserving wealth. Focus on capital preservation, diversify investments, and create a sustainable income strategy. Proactive planning and consulting a financial advisor will help ensure..

Stocks had a mixed, see-saw week as disappointing corporate reports unsettled investors who appeared to rotate away from some leading groups in favor of other names. The Dow Jones Industrial Average picked up 0.75 percent. Meanwhile,...

Why Teaching Your Kids About Financial Planning is Imperative

Brad A Blackburn, CFP®, ChFC®

Thursday, July 25, 2024

Financial literacy is crucial, but many Americans lack basic knowledge. Teaching kids budgeting, saving, and spending fosters skills for a secure future. Start early with age-appropriate strategies to empower them for life.

Stocks were under pressure last week as investors appeared to rotate out of mega-cap tech stocks and into areas that may benefit from lower interest rates. The Standard & Poor’s 500 Index fell 1.97 percent, while Nasdaq Composite...

Thriving in the Gig Economy

Brad A Blackburn, CFP®, ChFC®

Tuesday, July 16, 2024

This guide helps freelancers and gig workers navigate financial challenges like variable income and lack of benefits. It covers budgeting, saving for retirement, managing taxes, and risk protection to build a secure financial future.

Stocks advanced last week as market leadership shifted amid fresh inflation data and quarterly corporate reports starting to roll in. The Standard & Poor’s 500 Index advanced 0.87 percent, while the Dow Jones Industrial Average picked...

Stocks steadily advanced over the holiday week thanks to strength in mega-cap tech issues and encouraging jobs data. The Standard & Poor’s 500 Index rose 1.95 percent, while the Nasdaq Composite Index added 3.50 percent. The Dow Jones...

Conquer Your Debts: Effective Strategies for Financial Freedom

Brad A Blackburn, CFP®, ChFC®

Wednesday, July 3, 2024

Feeling overwhelmed by debt can be a heavy burden, weighing you down both financially and emotionally. The constant stress of juggling multiple payments, high-interest rates, and the persistent worry about your financial future can...

Stocks finished the last week of June and Q2 mixed as investors digested a fresh round of economic data. The Standard & Poor’s 500 Index slipped 0.08%, while the Dow Jones Industrial Average also dipped 0.08 percent. The tech-heavy...

Stocks edged higher over the four trading days last week, with the three major averages taking turns leading based on various economic and artificial intelligence (AI) news. The Dow Jones Industrial Average rose 1.45 percent–its best...

Stocks notched a solid gain last week, driven by the Fed’s decision, May's inflation report, and Apple’s AI-related news. The Standard & Poor’s 500 Index rose 1.58 percent, while the Nasdaq Composite picked up 3.24 percent. The Dow...

Stocks rose last week despite conflicting stories from economic reports. The Dow Jones Industrial Average inched up 0.29 percent while the Standard & Poor’s 500 Index powered ahead 1.31 percent. The Nasdaq Composite led, picking up 2...

Stocks edged lower in the final week of May as fresh news on economic growth and inflation failed to inspire investors. Stocks Slide Markets shrugged off news that the Q1 Gross Domestic Product was revised lower to 1.3 percent from...

Last week's stock performance was mixed, following investors' reaction to the Fed's May meeting minutes, while a handful of mega-cap tech companies created a buzz with their news. Market Splits Stocks began trading in a narrow band...

Stocks notched a solid gain last week in a mega-cap, tech-led rally bolstered by positive inflation news. Dow 40,000 The week began quietly as market averages traded in a tight range, awaiting fresh inflation news. On Tuesday, markets...

Stocks notched a solid gain last week as rate-cut expectations paced the rally as the Q1 earnings season wound down. Stocks Climb Steadily Monday opened with stocks picking up where they left off the prior Friday. Stocks were still...

Stocks notched a solid gain last week, rallying behind upbeat earnings, a dovish Fed, and mixed economic data. Stocks Pop, Drop, Then Rally Markets began the week with an upward bump as positive news from some mega-cap tech companies...

Stocks staged a choppy comeback last week as investors cheered positive earnings, led by mega-cap tech stocks. The rally came to pass despite fresh data showing a slowing economy and increasing inflationary pressures. Stocks Bounce...

Stocks fell for a third straight week, as Fed Chair Jerome Powell's mixed but upbeat message could not offset the anxiety caused by the Middle East conflict. Stocks Retreat Markets began the week rattled by further escalation in the...

Stocks fell last week as investors sorted through conflicting inflation reports and assessed geopolitical tensions. Inflation Spooks Markets On Wednesday, the March Consumer Price Index (CPI) report rattled markets, revealing that...

Curing Kids Cancer Fire Truck Pull - 2024

Brad A Blackburn, CFP®, ChFC®

Friday, April 12, 2024

On April 6, 2024, Dyadic Financial had the honor of sponsoring and participating in an extraordinary event. This year Dyadic had two teams teams take part. The goal was to fundraise for Rylan and Wayland, two courageous children...

Stocks dropped last week as investors focused on “what's next” for interest rates after mixed comments from multiple Fed officials. Fed Officials Weigh In Stocks struggled out of the gate again last week, ending Monday and Tuesday in...

Stocks were narrowly higher for the week as investors digested mixed economic news about consumer confidence. All three of the major averages posted gains for Q1 2024. Stocks Finish Strong Markets slipped for the first half of the...

Stocks posted their best week of the year, sparked by news that the dovish Fed decided to keep rates steady and signaled three rate cuts were still possible this year. Stocks Bounce Back As widely expected, the Fed left rates...

Stocks fell for the second straight week on inflation concerns despite a report on consumer prices that was initially well received by investors. Stocks Slide Tuesday was the only bright spot during the week as stock prices rose after...

Stocks were down for the week as investors appeared to take some profits and traders parsed Fed Chair Jerome Powell’s Congressional testimony. Markets Wobble  Stocks had a rough start to the week, with the Dow, S&P 500, and...

Stocks extended their tech-led advance last week as signs of a resilient and still-enthusiastic consumer boosted momentum. Nasdaq Sets New High Stocks traded in a narrow band early in the week but ended the five-trading sessions with...

Stocks fell last week as investors reacted to disappointing inflation updates and other economic reports that fell short of estimates. Stocks Snap Winning Streak Markets were quiet Monday but opened lower Tuesday in response to the...

The stock market experienced solid gains last week, concluding the trading week on a positive note, thanks to robust corporate reports and favorable inflation news; this propelled the S&P 500 Index to achieve a new record high at the...

Stocks continued their upward climb last week as excitement around big tech continued; positive economic reports stoked investors’ belief that the Federal Reserve has pulled off a soft landing. Stocks Power Ahead Big tech was...

Stocks finished higher last week, with big tech again leading amid lingering uncertainty over how continued economic strength would influence the Fed’s rate decision. Stocks Dip, Then Rally  Stock prices dropped early in...

Stocks pushed higher last week, led by big tech names and boosted by December inflation reports that were mixed but positive enough to shore up investor confidence in Fed rate cuts this year. Stocks Rock and Roll It was a rocky week...

Stocks ripped higher last week on a dramatic retreat in bond yields triggered by easing inflation and a slowing labor market. The Dow Jones Industrial Average jumped 5.07%, while the Standard & Poor’s 500 surged 5.85%. The...

Amid a busy week of corporate earnings reports, stocks slumped on cautious earnings guidance, fears of higher interest rates, and growing anxiety over the increasing amount of Treasury bonds and notes coming to market. The Dow Jones...

Rising bond yields and uncertainty over whether this was the close of the Fed’s rate-hike cycle dragged markets lower last week despite solid corporate earnings results. The Dow Jones Industrial Average sank 1.61%, while the...

Stocks ended mixed last week amid the outbreak of hostilities in the Middle East and higher-than-expected inflation data. The Dow Jones Industrial Average gained 0.20%, while the Standard & Poor’s 500 rose 0.45%. But the Nasdaq...

Rising bond yields and government shutdown fears left stocks in mostly negative territory for the week. The Dow Jones Industrial Average lost 1.34%, while the Standard & Poor’s 500 slipped 0.74%. The Nasdaq Composite index was...

Stocks ended the week roughly where they began as investors digested a mixed set of new economic data. The Dow Jones Industrial Average gained 0.12%, while the Standard & Poor’s 500 slipped 0.16%. The Nasdaq Composite index fell...

Stocks extended their August declines last week as higher yields and weak economic data out of China soured investor sentiment. The Dow Jones Industrial Average lost 2.21%, while the Standard & Poor’s 500 retreated 2.11%. The...

Positive inflation data failed to lift stocks from their August doldrums last week as economic data and a ratings downgrade soured investor sentiment. The Dow Jones Industrial Average added 0.62%, while the Standard & Poor’s 500...

Stocks retreated last week as bond yields increased following the Treasury's announcement indicating “a larger-than-expected funding need” and a downgrade in the federal government’s debt rating. The Dow Jones...

A Friday surge pushed stocks solidly into positive territory last week, ignited by cooling in an inflation gauge closely tracked by the Federal Reserve. The Dow Jones Industrial Average advanced 0.66%, while the Standard &...

Stocks moved to the rhythm of earnings season last week, initially rising on positive earnings surprises and faltering later in the week on key earnings disappointments.  The Dow Jones Industrial Average rose 2.08%, while the...

Better-than-expected updates last week on consumer and wholesale price inflation buoyed investor sentiment, driving stocks higher and lower bond yields. The Dow Jones Industrial Average rose 2.29%, while the Standard &...

Rising concerns about further rate hikes sent stocks lower to kick off the second half of trading.The Dow Jones Industrial Average lost 1.96%, while the Standard & Poor’s 500 retreated 1.16%. The Nasdaq Composite index...

Stocks climbed last week as reassuring inflation data boosted investor hopes that the rate-hike cycle was nearing an end amid fresh economic data pointing to continued economic resilience.The Dow Jones Industrial Average rose 1.25%,...

Supply Chain Issues Appear Resolved. For Now.

Brad A Blackburn, CFP®, ChFC®

Tuesday, June 13, 2023

Here’s a riddle. “I’m a two-word phrase that we heard almost every day for two years, but it has dropped from almost all economic talk in 2023?”Answer: Supply chain.As you can see from the accompanying chart,...

Now That the Debt Ceiling is Over, What's Next?

Brad A Blackburn, CFP®, ChFC®

Tuesday, June 6, 2023

Now that the debt ceiling negotiations are behind us and President Biden has signed the measure, what will Wall Street's wandering eye focus on next?Inflation? Interest rates? Recession? Artificial intelligence?More than likely,...

Weekly Market Insights: Debt Talks Optimism Keeps Eyes on D.C.

Brad A Blackburn, CFP®, ChFC®

Friday, June 2, 2023

Markets moved in sync last week with perceived movement in debt ceiling talks, weakening early in the week and then surging on news of progress. A solid quarterly report and guidance from a mega-cap technology company helped with...

Stocks rallied last week, propelled by growing optimism over reaching a deal on raising the debt ceiling and avoiding a technical debt default by the U.S.The Dow Jones Industrial Average edged 0.38% higher, while the Standard &...

The Most Unloved Bull Market in History?

Brad A Blackburn, CFP®, ChFC®

Tuesday, May 23, 2023

What is a bull market, and more importantly, who determines if we are in one? Technically speaking, a bull market is defined as a 20% gain in a stock market index, such as the Standard & Poor's 500, from a closing low.

Stocks were mixed last week as good inflation news was offset by mounting debt ceiling concerns and rekindled regional banking fears.The Dow Jones Industrial Average lost 1.11%, while the Standard & Poor’s 500 slipped 0.29%. The...

Wall Street Focuses on Debt Ceiling

Brad A Blackburn, CFP®, ChFC®

Tuesday, May 16, 2023

Would it surprise you to hear that investors have moved past worrying about inflation? They have, at least for now. Wall Street has shifted its attention to Washington’s budget negotiations and how the debt ceiling will be resolved.

Strong earnings from several mega-cap technology companies offset renewed regional banking jitters and weak economic data, leaving stocks higher for the week. The Dow Jones Industrial Average gained 0.86%, while the Standard &...

Market Assesses First Republic, GDP Report

Brad A Blackburn, CFP®, ChFC®

Friday, May 5, 2023

Financial markets can be challenging to understand. And when markets enter a “bad news is good news” cycle, it becomes even more challenging to follow along.

Stocks remained resilient last week amid mixed earnings reports, hawkish Fed-speak, and lingering recession fears, closing out the five trading days with small losses.The Dow Jones Industrial Average slipped 0.23%, while the Standard &...

The combination of an improving inflation outlook resulted in a week of uneven, albeit positive, performance, in which cyclical and financial stocks rallied while technology, real estate, and utilities lagged. The Dow Jones...

Stocks ended a shortened week of trading mixed amid revived recession fears on Wall Street triggered by weak economic data.The Dow Jones Industrial Average gained 0.63%, while the Standard & Poor’s 500 slipped 0.10%. The Nasdaq...

Modest gains in major market indices masked sharp volatility amid the uncertainty arising from mixed messages emanating from public officials and revived banking fears. The Dow Jones Industrial Average gained 1.18%, while the Standard...

Amid the reverberations of two U.S. banks being taken over by regulators and the spread of uncertainty to European banks, stocks trended higher last week on the strength of the technology sector. The Dow Jones Industrial Average was...

Stocks tumbled last week as investors reconsidered their interest rate expectations after Fed Chair Powell’s Congressional testimony that rates may need to go higher. Stocks also were rattled when a west coast bank was placed...

A late-week surge, triggered by reassuring Fed-speak, propelled stocks higher last week. The Dow Jones Industrial Average gained 1.75%, while the Standard & Poor’s 500 advanced 1.90%. The Nasdaq Composite index picked up 2.58% for...

Concerns over a firmer monetary policy were heightened by fresh economic data, touching off a climb in bond yields and a slide in stock prices last week. The Dow Jones Industrial Average skidded 2.99%, while the Standard & Poor’s...

Stocks drifted lower as a week of mixed earnings reports and resurgent worries over Fed monetary policy dragged on investor sentiment. The Dow Jones Industrial Average slipped 0.17%, while the Standard & Poor’s 500 declined...

Stocks were mixed last week following better-than-expected corporate reports and increasing optimism over a slowdown in interest rates. The Dow Jones Industrial Average edged lower, slipping -0.15%. The Standard & Poor’s 500 rose...

Stocks added to their early 2023 gains amid a busy stream of mixed corporate earnings results and conflicting economic data. The Dow Jones Industrial Average gained 1.81%, while the Standard & Poor’s 500 added 2.47%. The Nasdaq...

Stocks showed mixed results last week as recession fears resurfaced in response to weak economic data and a tepid start to a new corporate earnings season.  The Dow Jones Industrial Average skidded 2.70%, while the Standard &...

Stocks rallied last week thanks to fresh confirmation of inflation’s cooling trend and growing optimism that an inflation slowdown may provide the Fed with space to ease up on future rate hikes. The Dow Jones Industrial Average...

A strong Friday rally triggered by fresh signs of moderating inflation pushed stocks into positive territory to begin the new year. The Dow Jones Industrial Average rose 1.46%, while the Standard & Poor’s 500 advanced 1.45%....

In a holiday-shortened week, erratic trading left stocks marginally down for the week. The Dow Jones Industrial Average lost 0.17%, while the Standard & Poor’s 500 slipped 0.14%. The Nasdaq Composite index fell 0.30%. The MSCI...

Hawkish comments by the Fed and weak economic data heightened investors’ recession concerns and sent stocks lower last week. The Dow Jones Industrial Average lost 1.66%, while the Standard & Poor’s 500 retreated 2.08%. The...

Recession fears and concerns that the Fed may consider a longer rate-hike cycle sent stocks lower for the week. The Dow Jones Industrial Average dropped 2.77%, while the Standard & Poor’s 500 fell 3.37%. The Nasdaq Composite index...

Stocks ended higher last week as investors navigated the crosscurrents of a potential easing in future rate hikes and continued strength in the labor market. The Dow Jones Industrial Average edged 0.24% higher, while the Standard &...

Growing optimism that the Fed may be ready to ease future interest rate hikes sent stocks higher in a quiet trading week. The Dow Jones Industrial Average gained 1.78%, while the Standard & Poor’s 500 added 1.53%. The Nasdaq...

The stock market edged lower last week as it digested a crosscurrent of conflicting economic data and contrasting comments from Fed officials. The Dow Jones Industrial Average was flat (-0.01%), while the Standard & Poor’s 500...

A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week. The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...

Hawkish comments by Fed Chair Jerome Powell, following the announcement of another 75 basis points interest rate hike last week, cast a pall over financial markets, sending yields higher and stocks lower. The Dow Jones Industrial...

Stocks overcame poor earnings results from some of America’s largest companies to post gains last week as investors cheered positive earnings surprises, easing inflation and a rebound in economic growth. The Dow Jones Industrial...

A positive start to a new earnings season and late-week hopes for a near-term easing in Fed rate hikes lifted investors’ spirits and powered stocks to gains for the week. The Dow Jones Industrial Average jumped 4.89%, while the...

Stocks were mixed last week amid wide intra- and inter-day price swings, as technology shares bore the brunt of the downdraft. The Dow Jones Industrial Average gained 1.15% for the week. Meanwhile, the Standard & Poor’s 500...

A powerful two-day stock rebound cemented a positive week for investors as a new trading month began. The Dow Jones Industrial Average rose 1.99%, while the Standard & Poor’s 500 added 1.51%. The Nasdaq Composite index increased 0...

Rising recession fears and uncertainty in the bond and currency markets sent stocks to new 2022 lows last week. The Dow Jones Industrial Average declined 2.92%, while the Standard & Poor’s 500 slumped 2.91%. The Nasdaq Composite...

Last week, Fed Chair Powell said the U.S. would not tame inflation without economic pain. This week heightened recession fears and sent stocks broadly lower. The Dow Jones Industrial Average dropped 4.00%, while the Standard &...

A hotter-than-expected inflation report sent stocks sharply lower last week as investors faced the prospect of more aggressive interest rate hikes by the Federal Reserve for perhaps a longer period. The Dow Jones Industrial Average fell...

In a holiday-shortened week of trading, stocks posted healthy gains despite more tough talk on monetary policy from Fed officials.The Dow Jones Industrial Average rose 2.66%, while the Standard & Poor’s 500 gained 3.65%. The...

A comprehensive sell-off on Friday following comments by Fed Chair Jerome Powell drove stocks to losses for the week.The Dow Jones Industrial Average tumbled 4.22%, while the Standard & Poor's 500 dropped 4.04%. The Nasdaq Composite...

Stocks tumbled on Friday, sending stocks to a weekly loss after an otherwise quiet August week of trading.The Dow Jones Industrial Average slipped -0.16%, while the Standard & Poor’s 500 lost 1.21%. The Nasdaq Composite index...

Stocks turned in a mixed performance last week as investors struggled with headlines suggesting that the Fed was unlikely to soon ease up on its current monetary tightening policy.The Dow Jones Industrial Average slipped 0.13%, while...

Stocks rallied last week as investor spirits lifted thanks to a better-than-expected start to the second-quarter earnings season.The Dow Jones Industrial Average gained 1.95%, while the Standard & Poor’s 500 added 2.55%. The...

In a holiday-shortened trading week, stocks rallied despite mixed economic data and vacillating energy prices and bond yields.The Dow Jones Industrial Average increased 0.77%, while the Standard & Poor’s 500 rose 1.94%. The...

Prospects of cooling inflation powered a rally in stock prices last week despite growing recession concerns.The Dow Jones Industrial Average gained 5.39%, while the Standard & Poor’s 500 climbed 6.45%. The Nasdaq Composite index...

A higher-than-expected inflation report triggered a sell-off on Friday, leaving stocks in the red for the week.The Dow Jones Industrial Average lost 4.58%, while the Standard & Poor’s 500 dropped 5.05%. The Nasdaq Composite index...

Stocks posted solid gains for the week, buoyed by the release of Fed meeting minutes and upbeat earnings from mid-size and discount retailers.The Dow Jones Industrial Average jumped 6.24%, while the Standard & Poor’s 500 advanced...

In a volatile trading week, stocks extended their losses as economic growth and inflation concerns soured investor sentiment. The Dow Jones Industrial Average dropped 2.14%, while the Standard & Poor’s 500 lost 2.41%. The Nasdaq...

On Friday, a sharp sell-off sent major stock market indices into negative territory for the week, capping a volatile close to April.

Stocks posted losses in a holiday-shortened trading week as the first-quarter earnings season kicked off and investors digested new inflation data. The Dow Jones Industrial Average declined 0.78%, while the Standard & Poor’s 500 fell...

Stocks spent last week digesting the sharp gains of previous weeks as investors assessed a tightening yield curve, the war in Ukraine, and an uncertain outlook for economic growth and inflation.

With the Fed embarking on a new course of monetary tightening amid continued fighting in Ukraine, stocks staged a powerful, broad-based rally last week. The Dow Jones Industrial Average jumped 5.49%, while the Standard & Poor’s 500...

War in Ukraine weighed on stocks as investors assessed the economic impact of continued hostilities, expanding economic sanctions, and potentially higher inflation due to rising oil prices and new stresses on the global supply chain.

Stocks closed lower for the week as escalating tensions on the Russian-Ukrainian border added to existing jitters over higher inflation and a pending tightening of monetary policy. The Dow Jones Industrial Average slid 1.90%, while...

Stocks managed to gain ground last week as investors turned their focus to corporate earnings. The Dow Jones Industrial Average rose 1.05%, while the Standard & Poor’s 500 gained 1.55%. The Nasdaq Composite index picked up 2.38% for...

Stocks extended their January retreat as worries over inflation and rising bond yields continued to exert downward pressure on prices. The Dow Jones Industrial Average slid 4.58%, while the Standard & Poor’s 500 sank 5.68%. The Nasdaq...

A jump in yields sparked by a more aggressive sounding Federal Reserve sent the market lower to start the new year. The Dow Jones Industrial Average fell 0.29%, while the Standard & Poor’s 500 declined 1.87%. The Nasdaq Composite...

A more benign reassessment of the possible economic risk posed by Omicron sent stocks sharply higher last week. The Dow Jones Industrial Average picked up 4.02%, while the Standard & Poor’s 500 advanced 3.82%. The Nasdaq...

News of a new, highly virulent COVID variant triggered a market sell-off on Friday, sending stocks into negative territory for the week.The Dow Jones Industrial Average slid 1.97%, while the Standard & Poor’s 500 slumped 2...

2022 Contribution Limits

Brad A Blackburn, CFP®, ChFC®

Monday, November 15, 2021

Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022.Staying put for 2022 are traditional Individual Retirement Accounts (IRAs)...

Stocks posted small declines last week as investors digested recent stock market gains and an unexpectedly high inflation read.The Dow Jones Industrial Average slid 0.63%, while the Standard & Poor’s 500 retreated 0.31%. The...

A fresh wave of positive corporate earnings surprises sent markets to new record highs last week.The Dow Jones Industrial Average increased 0.40%, while the Standard & Poor’s 500 rose 1.33%. The Nasdaq Composite index picked...

A strong opening to the third-quarter earnings season sparked a late week, broad-based rally that helped stocks finish the week with solid gains.The Dow Jones Industrial Average rose 1.58%, while the Standard & Poor’s 500...

Higher bond yields and a legislative stalemate in Washington, D.C., added up to losses for the week.The Dow Jones Industrial Average declined 1.36%, while the Standard & Poor’s 500 lost 2.21%. The Nasdaq Composite index fell...

Stocks weakened ahead of this week’s Federal Reserve meeting and amid persistent concerns about the Delta variant’s impact on the economy.The Dow Jones Industrial Average was flat (-0.07%), while the Standard &...

Stocks were mixed last week amid conflicting economic data and continued spread of Delta variant infections.The Dow Jones Industrial Average slipped 0.24% during the five trading days. But the Standard & Poor’s 500 tacked on...

Distracted America

Brad A Blackburn, CFP®, ChFC®

Monday, August 23, 2021

Over the last year, many have seen their lives impacted by the COVID-19 pandemic. The ways in which we work, live, and communicate have drastically changed, to say the least.It’s difficult to predict what other aspects of life...

Stocks turned lower last week amid the increasing probability of a Fed tapering, mixed economic data, and growing concerns about the economic impact of the Delta variant.The Dow Jones Industrial Average slumped 1.11%, while the...

Looking past inflation figures and Delta variant trends, stocks last week found a way to climb higher and set fresh record highs in the process.The Dow Jones Industrial Average rose 0.87%, while the Standard & Poor’s 500...

The stock market posted small losses last week despite a very strong showing by corporate America.The Dow Jones Industrial Average slipped 0.36%, while the Standard & Poor’s 500 lost 0.37%. The Nasdaq Composite index dropped...

A 6.1% Bump in Social Security?

Brad A Blackburn, CFP®, ChFC®

Monday, July 26, 2021

The news keeps getting better for Social Security recipients.It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago. That would be the most significant increase since 1983.1...

Overcoming a COVID-related economic growth scare, stocks moved higher amid a week of strong corporate earnings reports.The Dow Jones Industrial Average rose 1.08%, while the Standard & Poor’s 500 gained 1.96%. The Nasdaq...

Oil Prices Hit Six-Year High

Brad A Blackburn, CFP®, ChFC®

Monday, July 12, 2021

On July 6, oil prices reached a six-year high of $76.98 a barrel. This benchmark came as the Organization of the Petroleum Exporting Countries (OPEC) and allies failed to reach an agreement regarding an increase in production.1This...

Stocks reached new all-time highs last week as markets staged a strong rebound from the previous week’s declines.The Dow Jones Industrial Average rose 3.44%, while the Standard & Poor’s 500 picked up 2.74%. The Nasdaq...

Stocks ended the week mixed as investors appeared to shrug off a hotter-than-expected inflation report.The Dow Jones Industrial Average slipped 0.80%, while the Standard & Poor’s 500 advanced 0.41%. The Nasdaq Composite...

Optimism over the economic reopening and renewed enthusiasm for technology and other high-growth companies powered the stock market higher last week.The Dow Jones Industrial Average rose 0.94%, while the Standard & Poor’s...

How COVID-19 Caused a “She-Cession”

Brad A Blackburn, CFP®, ChFC®

Monday, May 17, 2021

Since the 1980s, unemployment rates have trended higher amongst men than women during a recession. In previous periods of economic downturn, this made sense. Male-dominated industries, like construction and finance, were typically...

A surge in consumer inflation unsettled investors, leading to a turbulent week of trading on Wall Street.The Dow Jones Industrial Average slipped 1.14%, while the Standard & Poor’s 500 fell 1.39%. The Nasdaq Composite index...

Stocks meandered around a flatline in a busy week of corporate earnings, ending the trading week slightly lower.The Dow Jones Industrial Average slid 0.50%, while the Standard & Poor’s 500 was flat (+0.02%). The Nasdaq...

Stocks reached record highs last week, riding the tailwind of improving economic data and a strong start to the earnings season.The Dow Jones Industrial Average rose 1.18%, while the Standard & Poor’s 500 gained 1.37%. The...

Overcoming a rocky start, stocks rallied into the close of a holiday-shortened week of trading as technology shares staged a powerful recovery and investors reacted positively to President Biden’s infrastructure spending...

Rising bond yields and improving economic conditions led to a choppy week of trading that ended in modest losses for investors.The Dow Jones Industrial Average fell 0.46%, while the Standard & Poor’s 500 declined 0.77%. The...

Stocks were mixed last week as rising bond yields and heightening inflation fears sent stocks on a wild ride, capped by a remarkable Friday afternoon rally.The Dow Jones Industrial Average gained 1.82%, while the Standard &...

Changes to Paycheck Protection

Brad A Blackburn, CFP®, ChFC®

Monday, March 1, 2021

On Monday, Feb. 22, the White House announced several changes to the Paycheck Protection Program (PPP) that went into effect on Wednesday, Feb. 24. These changes are intended to further target “the smallest businesses and those...

Oil Prices on the Move

Brad A Blackburn, CFP®, ChFC®

Tuesday, February 23, 2021

At this time last year, it was still unknown that a deadly global pandemic was on the rise, eventually stalling economic growth and sending crude oil prices into negative territory. But recently, oil prices have surged, with crude...

Rising bond yields dampened investor enthusiasm for high-multiple growth companies last week, sending market averages mostly lower in a holiday-shortened week of trading.The Dow Jones Industrial Average gained 0.11% for the week. But...

Stocks notched strong gains last week, paced by a string of solid economic reports and consensus-beating corporate earnings.The Dow Jones Industrial Average gained 3.89%, while the Standard & Poor’s 500 advanced 4.65%. The...

How the Internet Gamed Wall Street’s Short Sellers

Brad A Blackburn, CFP®, ChFC®

Wednesday, February 3, 2021

You may have heard the news about stocks for certain companies suddenly ballooning, quickly going from lunch money prices to several hundred dollars a share. In one case, the shares rose over 1700% since December 2020.1 So, what...

Anticipation of a new fiscal stimulus and improved vaccine distribution powered stocks to fresh record highs last week with technology stocks leading the way.The Dow Jones Industrial Average gained 0.59%, while the Standard &...

Shrugging off COVID-19 infections and the disruption at the Capitol on January 6, stocks powered higher to kick off a new year of trading.The Dow Jones Industrial Average gained 1.61%, while the Standard & Poor’s 500...

Stocks climbed higher amid the COVID-19 vaccine rollout and an improving outlook for a fiscal stimulus bill.The Dow Jones Industrial Average, which has lagged all year, gained 0.44%. The Standard & Poor’s 500 picked up 1.25%...

Stocks retreated last week on rising COVID-19 infections and slow progress on an economic relief bill.The Dow Jones Industrial Average dipped 0.57%, while the Standard & Poor’s 500 dropped 0.96%. The Nasdaq Composite index...

Stocks surged last week, ignited by another COVID-19 vaccine announcement, encouraging economic data, and the easing of political uncertainty.The Dow Jones Industrial Average rose 2.21%, while the Standard & Poor’s 500 added...

News of a COVID-19 vaccine ignited a rally in economically sensitive stocks and a broad retreat in technology companies last week, though enthusiasm was tempered by reports of rising new infections and fresh lockdowns.The Dow Jones...

Election 2020: Be Confident. Be Bold. Be Patient

Brad A Blackburn, CFP®, ChFC®

Thursday, October 29, 2020

It should come as no surprise that the economy is the most crucial issue in the upcoming election.But here's something that may surprise you. More than 90% of investors say they plan to change their portfolio in the 12 months...

Election 2020: A Dose of Patience

Brad A Blackburn, CFP®, ChFC®

Tuesday, October 20, 2020

The upcoming election is prompting some people to reconsider their investment strategy.In fact, 45% of consumers with $100,000 or more investable assets expect to make changes to their portfolio due to the upcoming 2020 presidential...

Stocks treaded water last week amid fading prospects for a stimulus bill, fears of a second wave of COVID-19 cases, and increasing political and regulatory pressures on Big Tech companies.The Dow Jones Industrial Average added just 0...

On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...

Stocks advanced last week, propelled by hopes that legislators may reach an agreement for a new fiscal stimulus package and optimism generated by a few corporate deal announcements and initial public offerings.The Dow Jones Industrial...

Stocks slipped as the technology sector remained under pressure and a mid-week announcement by the Federal Reserve failed to inspire investors.The Dow Jones Industrial Average declined 0.03%, while the Standard & Poor’s 500...

Home Improvements Trending Higher

Brad A Blackburn, CFP®, ChFC®

Monday, September 21, 2020

Due to COVID-19, Americans are spending more time at home than ever before, leading to a record amount of spending on home improvement.1It’s not that big of a surprise since many Americans now find their homes are doing triple...

Will Political Changes Affect the Economy?

Brad A Blackburn, CFP®, ChFC®

Thursday, September 10, 2020

With all of the storm and stress of the year 2020, you’d be forgiven if you momentarily forgot that we’re due for another national election in November. Many states will be selecting governors, representatives, and...

As coronavirus restrictions ease and businesses reopen, the American economy should gain steam. Data released in May and June, including employment, payroll, and manufacturing numbers, suggested the economy may have hit bottom in April...

In late February, concern that efforts to contain Coronavirus Disease 2019 (a.k.a. COVID-19) might result in slower global economic growth disrupted global markets. Share prices fell as economists and financial analysts revised growth...

There was a little something for everyone in the ‘Setting Every Community Up for Retirement Enhancement’ (SECURE) Act, a piece of bipartisan legislation that was attached to the United States federal spending bill and signed into law...

The best place to retire in the United States is in dispute. There’s no formal debate, but a review of reliable publications showed surveys have named different states and cities as the “best” place to retire. For instance: • Iowa was...

Not everyone is financially prepared for retirement. Earlier this year, the Employee Benefit Research Institute estimated almost 41 percent of American households will run short of money in retirement. That’s an improvement over 2014...

One of the most discussed topics in the United States is retirement security. Few Americans have set aside enough savings to live comfortably throughout retirement. In fact, the most recent National Retirement Risk Index (NRRI)*...

Would you give up a share of $62 billion?Would you give up a share of $62 billion?If your answer is no, then you may be a member of the relatively small group of Americans (36 percent) that takes all of the vacation days available to...

The world is becoming smarter and more connected all the time – and that has serious implications for people who want to protect their personal data and their privacy. If you’ve been enjoying the convenience of smart utilities and...

Throughout history people have made inheritance choices that are inexplicable to others. In 1926, Harry Houdini left his magical equipment to his brother, his pulled-from-the-hat rabbits to the children of friends, and a series of...

Where do you set aside the money you’re saving for retirement? If you’re like many Americans, you save for retirement primarily through an employer’s retirement plan, according to Pew Research.1Unfortunately, less than one-half of...

It’s no secret healthcare costs are going up. Medical expenses have been steadily increasing for years. In 2007, costs were up almost 12 percent. However, the rate of increase slowed to 6 percent during the past five years and that...

How many password-protected accounts do you have?If you keep mental inventory, use a password manager, or have a written record of your passwords (which is not recommended by anyone), take a quick count. You’re likely to find you may...

It’s only January, but you may want to jumpstart your 2018 taxes since there are a slew of new regulations that may affect you. The Tax Cut and Jobs Act (TCJA) of 2017 goes into effect this year so make sure you understand how tax...

When the ups and downs of stock markets leave you stressed and wondering whether stocks really will help you pursue your long-term financial goals, there are two things to remember:1. Historically, over long periods, stocks have tended...

It’s a pricey question.It’s a pricey question.College Board estimated the average cost for full-time, in-state students who live on campus at four-year public colleges or universities during the 2017-18 school year is $25,290...

Here’s a number that will knock your socks off: $400 trillion.1By 2050, the retirement savings shortfall in eight of the world’s largest economies is expected to reach $400 trillion, according to estimates from the World Economic Forum...

How long will you live? How long will you live? It’s not a question anyone can answer with any certainty, and that creates a significant risk when planning for retirement. Your retirement may last for a long time, and you will need to...

In recent years, investors have largely ignored geopolitical risks. Russia’s invasion of the Crimean Peninsula, the Brits’ vote to leave the European Union (EU), unrest in the Middle East, and other global events have not affected...

To the relief of many South Africans, Day Zero has been pushed back to 2019. Day Zero is the date on which Cape Town will run out of water, and its four million residents will begin to collect daily water rations of about seven gallons...

The words ‘bear market’ have been bandied about a lot lately. When you read or hear them, remember to respond the same way you would if you saw an actual bear in the woods – by staying calm and keeping your wits about you. A changing...

Understanding family attitudes towards money may improve financial decisions and reduce financial stress. Understanding family attitudes towards money may improve financial decisions and reduce financial stress. People inherit more...

“There’s no place like home.”1Conjuring an image of ‘home’ was a lot easier for Dorothy than it is for people who are on the cusp of retirement. After all, isn’t retirement supposed to be a new start? Aren’t retirees supposed to wave...

Here’s a number most people would like to see on an annual statement: 21.6 percent. That was the annual return for the Standard & Poor (S&P) 500 Index during 2017. In general, U.S. stock indices did quite well last year – and the year...

Here’s a riddle for you: Some people are reluctant to start me, unless I’m automatic. I’m frequently exhausted when I don’t roll over. I’m sometimes left behind. Retirees devour me. What am I? Answer: A retirement savings plan.New jobs...

The last bear market in bonds began in the middle of the last century and lasted for about 31 years. Some investors who bought bonds in 1950 locked in relatively low rates of return for a very long time. On January 1, 1950, 10-year U.S...

There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for retirement. There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for...

How times change! In 1940, half of Americans finished their education in eighth grade. College degrees were relatively rare. Just 6 percent of men and 4 percent of women had one.1During the past 80 years, college has become far more...

In a 2002 interview with Mike Wallace, former First Lady Nancy Reagan said she often reread the love letters written by her husband, former President Ronald Reagan. The letters, which had sustained and enriched their relationship,...

While some may be concerned about the iconic American meat that arrives in a rectangular 12-ounce tin (and is inexplicably popular in certain island states and American territories), more should be wary of its namesake – the spam that...

The bull market in U.S. stocks has been charging ahead for more than eight years.1 While that’s young in people years, it’s ancient in bull market terms. Since World War II, the longest bull market in U.S. stocks lasted for almost...

Wouldn’t it be something if you could plump up your retirement savings as easily as you can put on a few pounds eating fast food? Here’s one way to do it: Open a health savings account (HSA). It offers a triple tax advantage and you...

We are all, inexorably, marching toward old age. By 2030, 72 million Americans will be age 65 or older.1 The good news is longevity has been improving, and people are remaining healthy and vibrant at older ages. The bad news is...

Retirement IncomeHere’s a million dollar question: How will you transform your savings into income that will last throughout your retirement?1There are probably as many answers to that question as there are retirees. However, all...

For about 35 years, investors have enjoyed a bull market in bonds. At the start of 1982, the interest rate on 10-year U.S. Treasury bonds was 14.2 percent. By November 1, 2016, interest rates had fallen to 1.8 percent.1 Since bond...

In the 1970s, a TV episode of The Odd Couple taught viewers never to assume.1 It’s a lesson we appear to have forgotten. Many Americans assume Medicare will provide financial assistance to help with long-term care costs in retirement....

If you ask people what creates stress in their lives, money is often at the top of the list. Stress in America: Paying With Our Health found money was a somewhat or a very significant source of stress in the lives of 64 percent of...

You may not have heard of the Longevity Market but, if you’re older than 50, you’re one of its 74.9 million members.1 It may be easiest to think of the Longevity Market as another way of describing the Baby Boom and preceding...

You may be asking yourself whether that’s a trick question. After all, almost one-third of 18- to 34-year-olds are still living at home with their parents. It is, in fact, the most common living arrangement for this age group and a...

College students have steep learning curves. In high school, they were tasked with doing well academically, participating in extracurricular activities, complying with the rules of their parents’ homes and, possibly, having a job...

It’s almost tax time. During April, many people take advantage of the opportunity to reduce taxes by funding a Traditional IRA. While that makes sense for some Americans, others may benefit by contributing to a Roth IRA that...

The world’s first central bank offered unprecedented convenience. It gave 17th century Swedes the option to pay with paper notes rather than 40-pound copper plates, which were the currency units of the Swedish empire at the time....

Twenty-five years ago, the Americans with Disabilities Act was signed into law, guaranteeing disabled Americans – people with mental, physical, or emotional disabilities – equal opportunity in employment, transportation, government...

While your high school student is taking standardized tests, parsing college choices, and raring for graduation, you’ll probably find yourself spending some time with net income calculators on college websites. Whether your family’s...

It all depends on you. Thanks to the Baby Boom generation, pre-retirees and retirees have a lot more options than did previous generations of Americans. There is a lot to consider before you decide where to live during retirement: your...

History is full with examples of parents taking actions they believe will improve the lives of future generations. In 1780, then President of the United States John Adams wrote to his wife:[1]“I must study Politicks and War that my...

Credit and Payment Security: A Cycle of Good News and Bad NewsIt was good news. In July 2013, federal prosecutors in the United States brought indictments against members of a sophisticated Russian syndicate. The gang members were...

If you’re not a technology wonk, you may not realize the Internet and the Worldwide Web are actually two different things. The Internet is a global system of interconnected computer networks. The Worldwide Web is a system of...

Whether you’re retired or working, do you really know where you spend your money? These are increasingly important questions today as more people are helping not only their children, but also their grandchildren. This may also be at...