Assets you did not choose
Accounts, property, and holdings arrive together. Seeing them as one picture comes before any single decision about them.
a transition moment · columbia, sc
You have inherited. The decisions can wait until you see the whole picture.
An inheritance arrives with grief, paperwork, and choices that feel urgent. If a house in Columbia is part of it, that is a financial decision before it is a transaction. We help you slow down and decide on your own timeline.
what an inheritance really brings
More questions than answers, and most are not urgent
If you are here, something has changed. The financial details can feel like a second weight on top of the loss. They do not have to be carried alone, or quickly.
Paperwork with deadlines
Some dates matter and some only feel like they do. We help you tell the two apart so nothing important slips and nothing rushes you.
Other people at the table
Co-heirs, executors, and advisors each have a role. A steady plan keeps the conversation calm while the estate settles.
if you have inherited property
An inherited house in Columbia is a financial decision, not a quick sale
Whether you keep it, rent it, or sell it, the right move depends on your whole picture: cost basis, taxes, co-heirs, and what the property means to your plan. We help you see all of it before anything is decided.
Cost basis and the step-up
Inherited property generally receives a step-up in basis at the date of death. Understanding yours is the difference between an informed decision and a costly assumption. We work through it alongside your tax professional.
Hold, rent, or sell
Each path carries different tax, income, and lifestyle implications. We weigh them against your full picture rather than the calendar, so the choice stays yours to make without pressure.
Coordinating with co-heirs
Shared property and a still-settling estate add people and timelines to every decision. We help you keep the financial plan steady while the details are worked out.
South Carolina tax considerations
State and federal treatment of inherited assets, and of any sale, can interact in ways that are easy to miss. SC-specific planning is a stated specialty of the practice.
how we work
Audit, Engineer, Sustain
Every engagement begins with the Audit. What follows is built around where you need to go.
01
Audit
A complete, unvarnished review of everything you have inherited, what you already hold, and the tax picture around it.
02
Engineer
We build a strategic blueprint that places the inheritance, including any property, within your long-term lifestyle priorities.
03
Sustain
We monitor and adjust as the estate settles and life changes, so the plan keeps pace with you.
full-time fiduciary
Whose side are we on? Yours.
We serve as a fiduciary in advisory relationships. Through LPL Financial we operate independently, so what we recommend is what we believe is right for your situation.
A fiduciary in advisory relationshipsWe are legally required to act in your interest when we advise you.
Independent, through LPL FinancialNo proprietary products to sell and no quotas to meet.
You are not a ticket numberA deliberately sized practice, so your decisions get individual attention.
your advisor
Brad Blackburn
Founder, Dyadic Financial Management, LLC
Brad leads a deliberately sized advisory practice in Columbia, built on a one-to-one partnership between client and advisor. He works with professionals and families navigating a consequential transition, and brings particular attention to South Carolina tax planning around inherited assets.
A one-to-one partnership, not a ticket number. Brad meets with you directly, listens before advising, and keeps the plan plain enough to act on with confidence.
the first step
Schedule a Confidential Audit
Thirty minutes, no obligation. We will review where the inheritance has left you and whether your current trajectory still fits your long-term lifestyle priorities.
Schedule a Confidential Audit803-708-4727Monday to Friday, 9 to 5
115 Atrium Way, Suite 103Columbia, SC 29223
brad@dyadicfinancial.comWe reply within one business day.